Mortgage Calculator

Get a clean monthly breakdown (Principal, Interest, Taxes, Insurance, HOA, PMI) plus a full amortization table for every month.

Monthly breakdown

Amortization schedule

Loan details

Enter your numbers, then click Calculate.

Loan: $0 LTV: 0%

Home price

Down payment

Interest rate (APR)

Loan term

Years

Property tax (annual)

% of price

Homeowners insurance (annual)

$ / year

HOA dues

$ / month

PMI (if down < 20%)

% / year

Extra principal (optional)

$ / month

First payment date

Date

Estimates only. Taxes, insurance, PMI, and HOA vary. PMI is shown as an estimate when down payment is under 20%.

Results

Monthly breakdown + 30-year amortization schedule.

Total: $0/mo P&I: $0/mo

Total monthly payment

Includes P&I, taxes, insurance, HOA, and PMI (if applicable).

Loan amount

Home price minus down payment.

Principal & Interest (monthly)

Base payment (before extras).

Monthly breakdown

Principal: $0

Interest: $0

Taxes: $0

Insurance: $0

HOA: $0

PMI: $0

Search by “Month 120”, “Year 5”, or “2031”.

Month	Date	Payment	Principal	Interest	Extra	Balance

Amortization table shows the loan portion (principal + interest + extra). Taxes, insurance, HOA, and PMI are shown in the monthly breakdown and chart.